When your debit card expires, here's what you should do:
Check for a New Card: Most banks automatically send a new debit card to your registered address a few weeks before your current card's expiration date. Keep an eye on your mail!
Activate Your New Card: Once you receive your new card, you'll typically need to activate it. Methods vary, but often include calling a toll-free number, visiting the bank's website or mobile app, or making a transaction at an ATM. If you are unsure about the procedure, contact your bank via your bank's communication channels, and ask about the "<a href="https://www.wikiwhat.page/kavramlar/debit%20card%20activation">debit card activation</a>" process.
Destroy Your Old Card: For security reasons, destroy your expired debit card immediately after activating the new one. Cut it up into small pieces, paying particular attention to the magnetic stripe and the chip.
Update Automatic Payments: This is crucial! Update any automatic payments or subscriptions linked to your old debit card with the information from your new card. This includes online services, utilities, and any other recurring charges. Don't forget to check the "<a href="https://www.wikiwhat.page/kavramlar/automatic%20payments">automatic payments</a>" to ensure everything is up to date.
Contact Your Bank If You Don't Receive a New Card: If your expiration date is approaching and you haven't received a new card, contact your bank immediately. There might be an issue with your address or the card might have been lost in the mail. Discuss with your bank the potential reasons for not getting a card and the "<a href="https://www.wikiwhat.page/kavramlar/debit%20card%20replacement">debit card replacement</a>" options.
Review Your Account Statements: Check your account statements regularly to ensure that there are no unauthorized transactions on either your old or new card.
Consider Alternatives: If you no longer need or want a debit card from a specific account, you can close the account or explore alternative payment methods. However, always assess the implications of any banking changes before taking the steps to close your account.
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